National Pension
　The National Pension is part of the system of social security that the Japanese government is responsible for administering, and everyone aged 20 years or over is obligated to join. Students (including international students) are no exception. However, in most cases students have no income, so it is difficult for them to pay the National Pension contributions themselves. There is therefore a Special Payment System for Students that allows them to start paying contributions after they begin working.
　But if you don’t submit a notification that you wish to defer your contributions, not only will the annuity you receive in the future be reduced, but even if you have an accident etc. and suffer a disability, you will not be paid disability pension for the rest of life, so be careful.
　You can enroll in the National Pension by completing the National Pension Insured Person Eligibility Acquisition Notification, which Japan Pension Service (JPS) will send you on the day before your 20th birthday, and submitting it at your Municipal Office or JPS Branch Office. Your Pension Handbook will be sent to you later, so please keep it carefully after it arrives.

Automobile liability insurance
　This is insurance that is compulsory for all automobiles and motorcycles pursuant to the Act on Securing Compensation for Automobile Accidents. In the case of motorcycles, minibikes, scooters, etc. that do not need to undergo automobile inspections, the policy is apt to expire without you noticing. So please check the policy period by looking at the automobile liability insurance policy document or the sticker on your vehicle. Policies are normally for one year, but policies for longer periods of two to five years are also available, and the premiums for these may be discounted. The Kanazawa University Student Co-operative Union can introduce you to an insurance broker that you can use to take out a policy online.

Bicycle liability insurance
　Under its local ordinance for the promotion of safe use of bicycles, Kanazawa City requires bicycle users etc. to take out bicycle liability insurance. However, if you have a rider with your property insurance or automobile insurance (personal liability coverage rider), insurance for the bicycle itself (TS Mark), etc., you need not take out a separate bicycle liability insurance policy. Note also that bicycle liability insurance is included in “(3)Student liability insurance” .
　In Ishikawa Prefecture, the Ishikawa Prefecture ordinance on the promotion of safe and proper use of bicycles went into effect on April 1, 2023, making it mandatory to take out bicycle liability insurance from April 1, 2024.